/* CTK Corretora de Seguros — Design System
   Cores baseadas no anexo: azul-marinho profundo, azul vibrante, vermelho carmim, branco. */

:root{
  --blue-950:#061431;
  --blue-900:#0a1e4f;
  --blue-800:#0f2a6b;
  --blue-700:#1b3fa3;
  --blue-600:#2c5fd4;
  --blue-500:#3a7bff;
  --blue-100:#e9f0ff;
  --red-700:#b8202b;
  --red-600:#d92b36;
  --red-500:#ff3a48;
  --ink-900:#0b1226;
  --ink-700:#243055;
  --ink-500:#4a5578;
  --ink-400:#6b7395;
  --ink-200:#c6cce0;
  --ink-100:#e6eaf4;
  --paper:#ffffff;
  --paper-50:#f6f8fd;
  --paper-100:#eef2fb;
  --wa:#25d366;
  --wa-dark:#128c7e;
  --grad-brand:linear-gradient(135deg,var(--blue-800) 0%,var(--blue-600) 50%,var(--red-600) 100%);
  --shadow-sm:0 2px 6px rgba(11,18,38,.06);
  --shadow-md:0 10px 30px rgba(11,18,38,.10);
  --shadow-lg:0 24px 60px rgba(11,18,38,.18);
  --radius:14px;
  --radius-lg:22px;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Inter','Montserrat',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  color:var(--ink-900);
  background:var(--paper);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4,h5{font-family:'Montserrat',sans-serif;line-height:1.15;margin:0 0 .5em;font-weight:800;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.4vw,3.6rem);font-weight:900}
h2{font-size:clamp(1.7rem,3vw,2.5rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em;color:var(--ink-700)}
.container{width:min(1200px,92%);margin:0 auto}

/* BUTTONS */
.btn{
  display:inline-flex;align-items:center;gap:.55rem;
  padding:.85rem 1.25rem;border-radius:999px;font-weight:700;font-size:.95rem;
  border:1px solid transparent;transition:all .2s ease;cursor:pointer;
  font-family:'Montserrat',sans-serif;letter-spacing:.01em;
}
.btn-sm{padding:.6rem .95rem;font-size:.85rem}
.btn-block{width:100%;justify-content:center}
.btn-primary{background:var(--grad-brand);color:#fff;box-shadow:0 8px 20px rgba(28,64,175,.35)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 26px rgba(28,64,175,.4)}
.btn-dark{background:var(--ink-900);color:#fff}
.btn-dark:hover{background:#1a2450}
.btn-whatsapp{background:var(--wa);color:#053b1e}
.btn-whatsapp:hover{background:#1ec25a;transform:translateY(-2px)}
.btn-instagram{background:linear-gradient(135deg,#f58529 0%,#dd2a7b 50%,#8134af 80%,#515bd4 100%);color:#fff}
.btn-instagram:hover{transform:translateY(-2px);filter:brightness(1.05)}
.btn-header{padding:.7rem 1.05rem;font-size:.9rem}

/* HEADER */
.site-header{
  position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--ink-100);
}
.header-inner{display:flex;align-items:center;gap:1rem;padding:.5rem 0;min-height:96px}
.brand{display:flex;align-items:center;gap:.9rem;flex-shrink:0}
.brand-logo{width:88px;height:88px;object-fit:contain}
.brand-text{display:flex;flex-direction:column;line-height:1.05;white-space:nowrap}
.brand-name{font-family:'Montserrat',sans-serif;font-weight:900;font-size:1.55rem;color:var(--blue-900);letter-spacing:.03em;white-space:nowrap}
.brand-sub{font-size:.78rem;font-weight:700;color:var(--red-600);letter-spacing:.24em;text-transform:uppercase;margin-top:4px;white-space:nowrap}
.nav{margin-left:auto;display:flex;gap:1.35rem}
.nav a{font-weight:600;color:var(--ink-700);font-size:.94rem;position:relative}
.nav a:hover{color:var(--blue-700)}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:2px;background:var(--red-600);transform:scaleX(0);transform-origin:left;transition:transform .25s}
.nav a:hover::after{transform:scaleX(1)}
.nav-toggle{display:none;background:none;border:0;flex-direction:column;gap:5px;padding:6px;cursor:pointer}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--ink-900);border-radius:2px}

/* HERO */
.hero{position:relative;overflow:hidden;padding:4rem 0 5rem;background:var(--blue-950);color:#fff}
.hero-bg{
  position:absolute;inset:0;
  background:
    radial-gradient(60% 60% at 15% 20%,rgba(58,123,255,.35),transparent 60%),
    radial-gradient(50% 60% at 85% 80%,rgba(217,43,54,.28),transparent 60%),
    linear-gradient(180deg,#050f28 0%,#0a1c50 100%);
}
.hero-bg::before{
  content:"";position:absolute;inset:0;opacity:.09;
  background-image:linear-gradient(rgba(255,255,255,.6) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.6) 1px,transparent 1px);
  background-size:44px 44px;mask-image:radial-gradient(circle at 50% 40%,#000 30%,transparent 70%);
}
.hero-inner{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:3rem;align-items:center}
.hero-copy h1{color:#fff}
.hero-copy .hero-lead{color:rgba(255,255,255,.82);font-size:1.05rem;max-width:52ch}
.hl-blue{color:#7fb0ff}
.hl-red{color:#ff8590}
.hero-badge{
  display:inline-flex;align-items:center;gap:.6rem;padding:.4rem .9rem;
  border:1px solid rgba(255,255,255,.18);border-radius:999px;background:rgba(255,255,255,.06);
  font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:#dbe6ff;margin-bottom:1.2rem;
}
.hero-badge .dot{width:8px;height:8px;background:#4ade80;border-radius:50%;box-shadow:0 0 0 4px rgba(74,222,128,.2)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.7rem;margin:1.5rem 0 1.7rem}
.hero-trust{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:1.8rem;color:#c8d3ee;font-size:.92rem}
.hero-trust strong{color:#fff;display:block;font-family:'Montserrat',sans-serif;font-size:1.5rem;font-weight:800}

.hero-card{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  border-radius:24px;padding:1.1rem;backdrop-filter:blur(12px);
  box-shadow:var(--shadow-lg);
  max-width:340px;margin-left:auto;
}
.corretor-frame{position:relative;border-radius:16px;overflow:hidden;aspect-ratio:4/5;margin-bottom:1rem;
  background:linear-gradient(180deg,#0a1e4f,#02061a);max-width:230px;margin-left:auto;margin-right:auto}
.corretor-frame img{width:100%;height:100%;object-fit:cover;object-position:center 15%}
.badge-verificado{
  position:absolute;top:12px;right:12px;display:inline-flex;align-items:center;gap:.35rem;
  background:linear-gradient(135deg,var(--blue-700),var(--red-600));color:#fff;
  padding:.4rem .7rem;border-radius:999px;font-weight:700;font-size:.75rem;letter-spacing:.03em;
  box-shadow:0 8px 18px rgba(0,0,0,.3)
}
.corretor-info h3{color:#fff;margin:.2rem 0 .4rem;font-size:1.35rem}
.corretor-cargo{color:#8fb2ff;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.15em}
.corretor-info p{color:rgba(255,255,255,.82);font-size:.94rem;margin-bottom:1rem}
.corretor-actions{display:flex;gap:.5rem;flex-wrap:wrap}

/* BANNER */
.banner-demais{padding:3rem 0 1rem;background:#fff}
.banner-link{display:block;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md);transition:transform .25s}
.banner-link:hover{transform:translateY(-3px)}
.banner-link img{width:100%;height:auto}

/* FRASE DE IMPACTO */
.frase-impacto{padding:3.5rem 0}
.impacto-card{
  display:flex;gap:2rem;align-items:flex-start;
  background:var(--grad-brand);color:#fff;
  padding:2.4rem 2.6rem;border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);position:relative;overflow:hidden;
}
.impacto-card::before{
  content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;
  border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.18),transparent 70%);
}
.impacto-icon{
  flex:0 0 auto;width:64px;height:64px;border-radius:16px;
  background:rgba(255,255,255,.15);color:#fff;display:grid;place-items:center;
  border:1px solid rgba(255,255,255,.2);
}
.impacto-eyebrow{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.18em;color:rgba(255,255,255,.75);margin:0 0 .4rem}
.impacto-frase{font-size:clamp(1.3rem,2.4vw,2rem);font-weight:800;line-height:1.25;margin:0 0 .8rem;color:#fff;font-family:'Montserrat',sans-serif}
.impacto-sub{color:rgba(255,255,255,.9);max-width:70ch;margin:0 0 1.4rem}
.impacto-card .btn-dark{background:#fff;color:var(--blue-900)}
.impacto-card .btn-dark:hover{background:#e9f0ff}

/* SECTION HEAD */
.section-head{text-align:center;max-width:720px;margin:0 auto 2.5rem}
.section-head h2{color:var(--blue-900)}
.section-head p{color:var(--ink-500)}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.2em;color:var(--red-600);margin-bottom:.6rem}
.eyebrow-light{color:#ff9aa2}

/* DESTAQUES */
.destaques{padding:4rem 0;background:var(--paper-50)}
.destaques-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.destaque-card{
  background:#fff;border-radius:var(--radius-lg);overflow:hidden;
  box-shadow:var(--shadow-sm);border:1px solid var(--ink-100);
  display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s;
}
.destaque-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.destaque-media{position:relative;aspect-ratio:4/3;overflow:hidden;background:#e9eef8}
.destaque-media img{width:100%;height:100%;object-fit:cover}
.destaque-tag{
  position:absolute;top:14px;left:14px;background:rgba(11,18,38,.85);color:#fff;
  padding:.35rem .8rem;border-radius:999px;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;
}
.destaque-body{padding:1.5rem 1.6rem 1.7rem;display:flex;flex-direction:column;gap:.8rem;flex:1}
.destaque-body h3{color:var(--blue-900);font-size:1.35rem}
.destaque-body h3 .sep{color:var(--red-500);margin:0 .25rem}
.destaque-body .btn{margin-top:auto;align-self:flex-start}

.check-list{list-style:none;padding:0;margin:.2rem 0 .6rem;display:grid;gap:.5rem}
.check-list li{position:relative;padding-left:1.6rem;font-size:.92rem;color:var(--ink-700)}
.check-list li::before{
  content:"";position:absolute;left:0;top:.35rem;width:18px;height:18px;border-radius:50%;
  background:linear-gradient(135deg,var(--blue-600),var(--red-500));
  mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/70% no-repeat;
  -webkit-mask:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>") center/70% no-repeat;
}

/* OPERADORAS de saúde (logos com CSS) */
.operadoras{
  display:grid;grid-template-columns:repeat(5,1fr);gap:.5rem;margin:.2rem 0 .4rem;
}
.op{
  display:flex;align-items:center;justify-content:center;
  padding:.55rem .3rem;border-radius:10px;font-family:'Montserrat',sans-serif;
  font-weight:800;font-size:.78rem;letter-spacing:.02em;text-align:center;
  border:1px solid var(--ink-100);background:#fff;color:var(--blue-900);
  min-height:44px;line-height:1;box-shadow:var(--shadow-sm);
}
.op-amil{color:#e94e1b;border-color:#fbe0d3}
.op-sula{color:#f7941e;border-color:#fce8cf}
.op-unimed{color:#00975f;border-color:#cfeadd}
.op-bradesco{color:#cc092f;border-color:#f6cdd4}
.op-hapvida{color:#f57c1f;border-color:#fbdcbf}
/* Auto operadoras */
.operadoras-auto{grid-template-columns:repeat(5,1fr)}
.op-porto{color:#009fe3;border-color:#cfeaf7}
.op-bradesco-seg{color:#cc092f;border-color:#f6cdd4}
.op-tokio{color:#c8a13a;border-color:#efe0b7}
.op-azul{color:#005ca9;border-color:#cfe0f0}
.op-suhai{color:#0b1226;border-color:#c8ccd8}
/* Consórcio operadoras */
.operadoras-consorcio{grid-template-columns:repeat(2,1fr);max-width:340px}
.op-ancora{color:#0f7a72;border-color:#c9e6e2}

/* Operadoras com logotipos reais */
.op-logos{gap:.5rem}
.op-logo{
  display:flex;align-items:center;justify-content:center;
  padding:.5rem .4rem;border-radius:10px;border:1px solid var(--ink-100);
  background:#fff;min-height:52px;box-shadow:var(--shadow-sm);
  transition:transform .2s,box-shadow .2s;
}
.op-logo:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.op-logo img{max-height:36px;max-width:100%;width:auto;height:auto;object-fit:contain}
/* Fundo escuro para logos claros (auto) */
.op-logo-dark{background:#0b1226;border-color:#1a2450}
.op-logo-dark:hover{background:#122152}
.operadoras-consorcio .op-logo{min-height:64px;padding:.7rem}
.operadoras-consorcio .op-logo img{max-height:44px}


/* PLANOS */
.planos{padding:4.5rem 0;background:#fff}
.planos-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.plano{
  display:flex;flex-direction:column;gap:.6rem;
  padding:1.4rem 1.3rem 1.3rem;border-radius:var(--radius);
  background:#fff;border:1px solid var(--ink-100);position:relative;overflow:hidden;
  transition:transform .2s,box-shadow .2s,border-color .2s;
}
.plano::before{
  content:"";position:absolute;top:0;left:0;right:0;height:4px;
  background:var(--blue-600);opacity:.9;transition:height .2s;
}
.plano[data-color="red"]::before{background:var(--red-600)}
.plano:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--blue-100)}
.plano:hover::before{height:6px}
.plano-emoji{font-size:2rem;line-height:1}
.plano h4{color:var(--blue-900);font-size:1.05rem;margin:.15rem 0}
.plano p{font-size:.86rem;color:var(--ink-500);margin:0 0 .5rem;flex:1}
.plano-cta{font-weight:700;color:var(--red-600);font-size:.85rem;letter-spacing:.02em}
.plano[data-color="blue"] .plano-cta{color:var(--blue-700)}

/* HISTÓRIA */
.historia{padding:4.5rem 0;background:var(--blue-950);color:#fff;position:relative;overflow:hidden}
.historia::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(45% 45% at 90% 15%,rgba(217,43,54,.22),transparent 60%),
    radial-gradient(50% 50% at 5% 85%,rgba(44,95,212,.28),transparent 60%);
  pointer-events:none;
}
.historia-inner{position:relative;display:grid;grid-template-columns:1.4fr .9fr;gap:3rem;align-items:center}
.historia-copy h2{color:#fff}
.historia-copy p{color:rgba(255,255,255,.78);font-size:1rem}
.historia-slogan{margin-top:1.4rem;padding-top:1.2rem;border-top:1px solid rgba(255,255,255,.14);color:#fff !important;font-weight:600}
.historia-stats{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.stat{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);padding:1.4rem 1.2rem;border-radius:var(--radius);text-align:center}
.stat strong{display:block;font-family:'Montserrat',sans-serif;font-size:2.4rem;font-weight:900;background:linear-gradient(135deg,#7fb0ff,#ff8590);-webkit-background-clip:text;background-clip:text;color:transparent;line-height:1}
.stat span{display:block;font-size:.82rem;color:rgba(255,255,255,.75);margin-top:.5rem;font-weight:500}

/* CONTATO */
.contato{padding:5rem 0;background:var(--paper-50)}
.contato-inner{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.contato-copy h2{color:var(--blue-900)}
.contato-list{list-style:none;padding:0;margin:1.5rem 0 0;display:grid;gap:1rem}
.contato-list li{display:flex;gap:.9rem;align-items:flex-start}
.ci{flex:0 0 auto;width:44px;height:44px;border-radius:12px;background:var(--grad-brand);color:#fff;display:grid;place-items:center}
.contato-list strong{display:block;font-family:'Montserrat',sans-serif;color:var(--blue-900);font-size:.9rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:.15rem}
.contato-list a{color:var(--ink-700);font-weight:600}
.contato-list a:hover{color:var(--blue-700)}

.contato-form{background:#fff;border-radius:var(--radius-lg);padding:2rem 2rem 1.6rem;box-shadow:var(--shadow-md);border:1px solid var(--ink-100)}
.contato-form h3{color:var(--blue-900);margin-bottom:1.2rem}
.contato-form label{display:block;margin-bottom:.9rem}
.contato-form label>span{display:block;font-size:.85rem;font-weight:600;color:var(--ink-700);margin-bottom:.35rem}
.contato-form input,.contato-form select,.contato-form textarea{
  width:100%;padding:.75rem .9rem;border:1.5px solid var(--ink-100);border-radius:10px;
  font-family:inherit;font-size:.95rem;background:#fff;color:var(--ink-900);transition:border-color .2s,box-shadow .2s;
}
.contato-form input:focus,.contato-form select:focus,.contato-form textarea:focus{outline:none;border-color:var(--blue-600);box-shadow:0 0 0 4px rgba(44,95,212,.12)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.form-status{margin:.9rem 0 0;font-size:.9rem;font-weight:600;min-height:1.2em}
.form-status.ok{color:#0f8a3f}
.form-status.err{color:var(--red-600)}
.form-note{font-size:.78rem;color:var(--ink-400);margin:.8rem 0 0}

/* FOOTER */
.site-footer{background:var(--ink-900);color:#c9cfe3;padding-top:3rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2.4rem;padding-bottom:2.5rem}
.brand-footer .brand-name{color:#fff}
.brand-footer .brand-sub{color:#ff8590}
.footer-slogan{margin-top:.9rem;color:#a4acc8;max-width:38ch}
.site-footer h5{color:#fff;font-family:'Montserrat',sans-serif;font-size:.95rem;text-transform:uppercase;letter-spacing:.14em;margin:.2rem 0 1rem}
.footer-list{list-style:none;padding:0;margin:0;display:grid;gap:.5rem;font-size:.92rem}
.footer-list a{color:#c9cfe3}
.footer-list a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding:1.2rem 0;font-size:.82rem;color:#8a92ae}
.footer-bottom .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:.6rem}

/* FAB whatsapp */
.fab-whatsapp{
  position:fixed;right:22px;bottom:22px;z-index:60;
  width:60px;height:60px;border-radius:50%;background:var(--wa);color:#053b1e;
  display:grid;place-items:center;box-shadow:0 12px 28px rgba(37,211,102,.4);
  transition:transform .2s;
}
.fab-whatsapp::before{
  content:"";position:absolute;inset:-6px;border-radius:50%;
  background:var(--wa);opacity:.35;animation:pulse 2.2s infinite;z-index:-1;
}
.fab-whatsapp:hover{transform:scale(1.08)}
@keyframes pulse{0%{transform:scale(1);opacity:.4}70%{transform:scale(1.35);opacity:0}100%{opacity:0}}

/* RESPONSIVO */
@media (max-width:960px){
  .nav{display:none}
  .nav-toggle{display:flex;margin-left:auto}
  .btn-header{display:none}
  .brand-logo{width:64px;height:64px}
  .brand-name{font-size:1.05rem}
  .brand-sub{font-size:.65rem;letter-spacing:.16em}
  .header-inner{min-height:76px}
  .hero-inner{grid-template-columns:1fr;gap:2rem}
  .hero-card{max-width:420px;margin:0 auto}
  .destaques-grid{grid-template-columns:1fr}
  .planos-grid{grid-template-columns:repeat(2,1fr)}
  .historia-inner{grid-template-columns:1fr}
  .contato-inner{grid-template-columns:1fr}
  .impacto-card{flex-direction:column;padding:1.8rem}
  .footer-grid{grid-template-columns:1fr;gap:1.6rem}
  .operadoras{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:520px){
  .planos-grid{grid-template-columns:1fr}
  .hero-trust{gap:1rem;font-size:.85rem}
  .grid-2{grid-template-columns:1fr}
  .brand-name{font-size:.9rem;letter-spacing:.02em}
  .brand-sub{display:none}
  .brand-logo{width:52px;height:52px}
}

@media (max-width:960px){
  .nav.open{display:flex;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;padding:1rem 5%;gap:.4rem;border-bottom:1px solid var(--ink-100);box-shadow:var(--shadow-md)}
  .nav.open a{padding:.6rem 0;border-bottom:1px solid var(--ink-100)}
}

/* SELO 30 anos (estático) */
.selo-30-historia{
  grid-column:1/-1;justify-self:center;width:200px;height:200px;object-fit:contain;
  margin:.4rem 0 .8rem;
  filter:drop-shadow(0 14px 28px rgba(0,0,0,.5));
}
@media (max-width:520px){
  .selo-30-historia{width:160px;height:160px}
}